Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As we negotiate the sales contract for you, we will not only work to get the sales price you want, we will also work to limit the number of closing costs for which you will be responsible.

We will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. We will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates we believe to be low.

Standard Closing Costs

Loan-Related Costs

  • Loan Origination Fee
  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance

  • Homeowners Insurance
  • Flood or Quake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

Let's get together to talk about your home buying and/or selling plans. Call us on our cell phones at (Sylvia: 386-793-6809) / or send us an e-mail (Sylvia@SylviaDiane.com), we'll set-up a time to meet that is easy and convenient for you.

Realty Zone America, LLC!
- Dennis Cusack and Sylvia Caviggia


Palm Coast, FL, real estate, listings, home buying, home selling, Realtor, homes for sale, real estate agent, broker, relocation, land, residential, property, house, properties, multiple listing service, mls, moving

The Palm Coast Home Team provides Palm Coast Florida Real Estate information and resources to help guide homeowners and homebuyers through the process of selling and buying a house, condo or other Palm Coast FL Real Estate property. We are here to help you get the full value of your Palm Coast home and can proivide a free comparative market analysis (CMA). On this website view Palm Coast MLS listings, and more.

We can also provide references to financial-related service providers for consumers looking for houses for sale or selling their home in other areas of Florida, such as mortgages, credit history, new homes, foreclosures and other services. If you plan to do for sale by owner (FSBO), We are professional Palm Coast Florida Real Estate agents and can help you buy or sell a home. Whether you say REALTOR®, "Realter" or "Realator", realty, "reality" or "realety", real estate or "realestate", we speak your language. Click here to contact us for more information about Palm Coast Florida Real Estate!

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